Infrastructure for Crypto and Fiat Operations
A platform for crypto payments, exchange, and digital asset operations
Paycot combines cryptocurrency operations and payment infrastructure in a single platform. Retail users get fast, transparent access to crypto asset transactions, while businesses get crypto payment acceptance, OTC Desk, and on/off-ramp solutions for product integration or corporate use.
ECOSYSTEM
Paycot Platform Products
Buy Crypto
Purchase crypto with a wide range of payment methods for retail users.
Sell Crypto
Convert crypto assets into fiat and withdraw funds to cards or bank accounts.
Crypto Exchange
Instant conversion between different digital assets.
Crypto Processing
Accept cryptocurrency payments for your business with automated reporting.
On/Off-Ramp Widget
An embeddable buy/sell/swap interface for business customers.
OTC Desk
Dedicated support for high-volume transactions.
For Individuals
Buying, selling, and exchanging crypto is built around a clear, intuitive flow. Choose the asset, enter the amount, select how you want to pay or receive funds, and confirm the transaction. This approach makes it easy to handle recurring exchanges, move funds between wallets, and lock in asset value in fiat as market conditions change.
Buy
Choose the cryptocurrency and amount, then pay with Visa/Mastercard or via SEPA — the funds will be credited to your wallet.
Sell
Send cryptocurrency to the specified address, and the system will convert it and transfer the fiat funds using your selected payout method.
Swap
Exchange one crypto asset for another (for example, swap Bitcoin for Ethereum) without converting to fiat, with transparent fees.
Business Solutions
Paycot B2B offering provides ready-to-use infrastructure for businesses operating with cryptocurrency. Accept payments via crypto acquiring, execute liquidity-driven OTC trades, manage deposits and withdrawals through on/off-ramp solutions, and build corporate financial workflows without developing your own system from scratch.
Crypto Processing for Business
Crypto payment processing for e-commerce, travel, SaaS, and other business verticals. Instant conversion into stablecoins with no volatility exposure.
- Payment links and invoices
- CMS plugins
- Automated payouts
Embedded On/Off-Ramp Widget
A universal 3-in-1 module for buying, selling, and instantly exchanging assets within a single interface for your users.
- 3-in-1 functionality
- Built-in KYC
- Popular payment methods
Corporate On/Off-Ramp
Solutions for legal entities. Compliant fiat inflows and outflows for corporate funds via cryptocurrency, with supporting documentation.
- Bank transfers
- Contract-based servicing
- Personal account dashboard
OTC Desk
Dedicated support for large-volume transactions. Competitive pricing with no slippage, full confidentiality, and a tailored approach to every client.
- Trades from €10K with the rate locked in at the time of confirmation
- 24/7 dedicated account manager via Telegram or WhatsApp
- Any trading pairs, including low-liquidity pairs
- Same-day settlement (T+0)
Global Coverage and Business Terms
Paycot enables businesses to work with customers worldwide and accept payments via cards, bank transfers, and local payment methods. The platform supports major fiat currencies and popular blockchain networks, while offering flexible settlement options so businesses can receive funds in cryptocurrency, stablecoins, or fiat depending on their business model.
175+ countries
Operating Geography
Availability depends on the country and applicable requirements.
Poland
Austria
Latvia
Lithuania
Estonia
Brazil
Colombia
Mexico
Argentina
Italy
Language support
en
pl
ru
es
fr
Paycot supports operations across Europe and Latin America.
Supported Networks
Multi-chain USDC support to optimize transaction costs.
Networks
bitcoin
ethereum
tron
litecoin
polygon
ripple
dogecoin
bitcoincash
bnb
ton
solana
USDC
Token
ethereum
polygon
bnb
solana
Local Currencies
Support for local currencies for deposits, withdrawals, and settlements without unnecessary conversion.
USD
EUR
GBP
PLN
CAD
AUD
NZD
BRL
HUF
CZK
BGN
CHF
High Approval Rate
Payment Methods
Support for multiple payment methods to improve conversion across different regions.
Bank Cards
Local Payment Methods
Cryptocurrencies
Bank Transfers
E-wallets
Mobile Payments
Visa/Mastercard
SEPA
Integration for Any Use Case
We offer flexible tools for businesses of any size. Choose the solution that best fits your tech stack.
Web Widget
A ready-to-use exchange module. You embed the script, and we handle the interface, licensing, KYC, and processing. Ideal for a fast launch.
- Fast launch
- Ready-made UI/UX
- Minimal development effort
White-Label API
Full flexibility. Build your own custom UX/UI inside your application using our API methods to create orders and retrieve statuses.
- Custom branding
- Your own unique UX
- Advanced use cases
FOR DEVELOPERS
Built for Developers
Integrate crypto payments in just a few hours with our SDKs and clear API documentation.
- API Reference
- Webhooks
- SDKs (Web / Mobile)
- Sandbox Environment
Ready to Get Started?
For Individuals
Fast access to buying and exchanging crypto using bank cards.
- Verification in 2 minutes
- Transparent fees
- Competitive exchange rates
Fast verification in 2 minutes
For Business
Infrastructure for payment acceptance and mass payouts.
- Access to APIs and widgets
- Dedicated account manager
- Sandbox environment
Response within 1 hour
