Infrastructure for Crypto and Fiat Operations

A platform for crypto payments, exchange, and digital asset operations

Paycot combines cryptocurrency operations and payment infrastructure in a single platform. Retail users get fast, transparent access to crypto asset transactions, while businesses get crypto payment acceptance, OTC Desk, and on/off-ramp solutions for product integration or corporate use.

ECOSYSTEM

Paycot Platform Products

Buy Crypto

Purchase crypto with a wide range of payment methods for retail users.

Sell Crypto

Convert crypto assets into fiat and withdraw funds to cards or bank accounts.

Crypto Exchange

Instant conversion between different digital assets.

Crypto Processing

Accept cryptocurrency payments for your business with automated reporting.

On/Off-Ramp Widget

An embeddable buy/sell/swap interface for business customers.

OTC Desk

Dedicated support for high-volume transactions.

INDIVIDUAL

For Individuals

Buying, selling, and exchanging crypto is built around a clear, intuitive flow. Choose the asset, enter the amount, select how you want to pay or receive funds, and confirm the transaction. This approach makes it easy to handle recurring exchanges, move funds between wallets, and lock in asset value in fiat as market conditions change.

Buy

Choose the cryptocurrency and amount, then pay with Visa/Mastercard or via SEPA — the funds will be credited to your wallet.

Sell

Send cryptocurrency to the specified address, and the system will convert it and transfer the fiat funds using your selected payout method.

Swap

Exchange one crypto asset for another (for example, swap Bitcoin for Ethereum) without converting to fiat, with transparent fees.

BUSINESS

Business Solutions

Paycot B2B offering provides ready-to-use infrastructure for businesses operating with cryptocurrency. Accept payments via crypto acquiring, execute liquidity-driven OTC trades, manage deposits and withdrawals through on/off-ramp solutions, and build corporate financial workflows without developing your own system from scratch.

Crypto Processing for Business

Crypto payment processing for e-commerce, travel, SaaS, and other business verticals. Instant conversion into stablecoins with no volatility exposure.

Payment links and invoices
CMS plugins
Automated payouts

Embedded On/Off-Ramp Widget

A universal 3-in-1 module for buying, selling, and instantly exchanging assets within a single interface for your users.

3-in-1 functionality
Built-in KYC
Popular payment methods

Corporate On/Off-Ramp

Solutions for legal entities. Compliant fiat inflows and outflows for corporate funds via cryptocurrency, with supporting documentation.

Bank transfers
Contract-based servicing
Personal account dashboard

OTC Desk

Dedicated support for large-volume transactions. Competitive pricing with no slippage, full confidentiality, and a tailored approach to every client.

Trades from €10K with the rate locked in at the time of confirmation
24/7 dedicated account manager via Telegram or WhatsApp
Any trading pairs, including low-liquidity pairs
Same-day settlement (T+0)

Global Coverage and Business Terms

Paycot enables businesses to work with customers worldwide and accept payments via cards, bank transfers, and local payment methods. The platform supports major fiat currencies and popular blockchain networks, while offering flexible settlement options so businesses can receive funds in cryptocurrency, stablecoins, or fiat depending on their business model.

175+ countries

Operating Geography

Availability depends on the country and applicable requirements.

Poland

Austria

Latvia

Lithuania

Estonia

Brazil

Colombia

Mexico

Argentina

Italy

Language support

Paycot supports operations across Europe and Latin America.

Supported Networks

Multi-chain USDC support to optimize transaction costs.

Networks

bitcoin

ethereum

tron

litecoin

polygon

ripple

dogecoin

bitcoincash

bnb

ton

solana

USDC

Token

ethereum

polygon

bnb

solana

Local Currencies

Support for local currencies for deposits, withdrawals, and settlements without unnecessary conversion.

USD

EUR

GBP

PLN

CAD

AUD

NZD

BRL

HUF

CZK

BGN

CHF

High Approval Rate

Payment Methods

Support for multiple payment methods to improve conversion across different regions.

Bank Cards

Local Payment Methods

Cryptocurrencies

Bank Transfers

E-wallets

Mobile Payments

Visa/Mastercard

SEPA

Open Banking

Integration for Any Use Case

We offer flexible tools for businesses of any size. Choose the solution that best fits your tech stack.

Web Widget

A ready-to-use exchange module. You embed the script, and we handle the interface, licensing, KYC, and processing. Ideal for a fast launch.

Fast launch
Ready-made UI/UX
Minimal development effort

White-Label API

Full flexibility. Build your own custom UX/UI inside your application using our API methods to create orders and retrieve statuses.

Custom branding
Your own unique UX
Advanced use cases

FOR DEVELOPERS

Built for Developers

Integrate crypto payments in just a few hours with our SDKs and clear API documentation.

API Reference
Webhooks
SDKs (Web / Mobile)
Sandbox Environment

Ready to Get Started?

For Individuals

Fast access to buying and exchanging crypto using bank cards.

Verification in 2 minutes
Transparent fees
Competitive exchange rates

Fast verification in 2 minutes

For Business

Infrastructure for payment acceptance and mass payouts.

Access to APIs and widgets
Dedicated account manager
Sandbox environment

Response within 1 hour

Infrastructure for Crypto and Fiat Operations

A platform for crypto payments, exchange, and digital asset operations

ECOSYSTEM

Paycot Platform Products

Buy Crypto

Purchase crypto with a wide range of payment methods for retail users.

Sell Crypto

Convert crypto assets into fiat and withdraw funds to cards or bank accounts.

Crypto Exchange

Instant conversion between different digital assets.

Crypto Processing

Accept cryptocurrency payments for your business with automated reporting.

On/Off-Ramp Widget

An embeddable buy/sell/swap interface for business customers.

OTC Desk

Dedicated support for high-volume transactions.

INDIVIDUAL

For Individuals

Buy

Choose the cryptocurrency and amount, then pay with Visa/Mastercard or via SEPA — the funds will be credited to your wallet.

Sell

Send cryptocurrency to the specified address, and the system will convert it and transfer the fiat funds using your selected payout method.

Swap

Exchange one crypto asset for another (for example, swap Bitcoin for Ethereum) without converting to fiat, with transparent fees.

BUSINESS

Business Solutions

Crypto Processing for Business

Crypto payment processing for e-commerce, travel, SaaS, and other business verticals. Instant conversion into stablecoins with no volatility exposure.

Payment links and invoices
CMS plugins
Automated payouts

Embedded On/Off-Ramp Widget

A universal 3-in-1 module for buying, selling, and instantly exchanging assets within a single interface for your users.

3-in-1 functionality
Built-in KYC
Popular payment methods

Corporate On/Off-Ramp

Solutions for legal entities. Compliant fiat inflows and outflows for corporate funds via cryptocurrency, with supporting documentation.

Bank transfers
Contract-based servicing
Personal account dashboard

OTC Desk

Dedicated support for large-volume transactions. Competitive pricing with no slippage, full confidentiality, and a tailored approach to every client.

Trades from €10K with the rate locked in at the time of confirmation
24/7 dedicated account manager via Telegram or WhatsApp
Any trading pairs, including low-liquidity pairs
Same-day settlement (T+0)

Global Coverage and Business Terms

175+ countries

Operating Geography

Availability depends on the country and applicable requirements.

Poland

Austria

Latvia

Lithuania

Estonia

Brazil

Colombia

Mexico

Argentina

Italy

Language support

Paycot supports operations across Europe and Latin America.

Supported Networks

Multi-chain USDC support to optimize transaction costs.

Networks

bitcoin

ethereum

tron

litecoin

polygon

ripple

dogecoin

bitcoincash

bnb

ton

solana

USDC

Token

ethereum

polygon

bnb

solana

Local Currencies

Support for local currencies for deposits, withdrawals, and settlements without unnecessary conversion.

USD

EUR

GBP

PLN

CAD

AUD

NZD

BRL

HUF

CZK

BGN

CHF

High Approval Rate

Payment Methods

Support for multiple payment methods to improve conversion across different regions.

Bank Cards

Local Payment Methods

Cryptocurrencies

Bank Transfers

E-wallets

Mobile Payments

Visa/Mastercard

SEPA

Open Banking

Integration for Any Use Case

We offer flexible tools for businesses of any size. Choose the solution that best fits your tech stack.

Web Widget

A ready-to-use exchange module. You embed the script, and we handle the interface, licensing, KYC, and processing. Ideal for a fast launch.

Fast launch
Ready-made UI/UX
Minimal development effort

White-Label API

Full flexibility. Build your own custom UX/UI inside your application using our API methods to create orders and retrieve statuses.

Custom branding
Your own unique UX
Advanced use cases

FOR DEVELOPERS

Built for Developers

Integrate crypto payments in just a few hours with our SDKs and clear API documentation.

API Reference
Webhooks
SDKs (Web / Mobile)
Sandbox Environment

Ready to Get Started?

For Individuals

Fast access to buying and exchanging crypto using bank cards.

Verification in 2 minutes
Transparent fees
Competitive exchange rates

Fast verification in 2 minutes

For Business

Infrastructure for payment acceptance and mass payouts.

Access to APIs and widgets
Dedicated account manager
Sandbox environment

Response within 1 hour

Security, Compliance, and Data Protection

We ensure process transparency and protect the interests of all participants in line with regulatory requirements.

KYC/AML Procedures

User identification and verification are carried out in accordance with applicable requirements. Checks may include identity verification and baseline risk screening. The level of verification depends on the use case and applicable limits.

Transaction Monitoring and Risk Controls

Transactions are screened for standard risk indicators. Where required, additional verification steps, transaction restrictions, or source-of-funds requests may apply depending on the situation and compliance requirements.

Data Protection

Personal data is processed and stored in accordance with security and privacy requirements. Data access is role-based, and data transmission is protected using standard cryptographic methods. For users from the EEA, a GDPR-aligned approach is applied.

Legal Framework

The Terms of Use, Privacy Policy, and compliance documents define the service rules, the responsibilities of each party, and the procedures for data processing. These documents serve as a unified legal basis for both retail and corporate use cases.

Licensed VASP Operator (Poland)

Operations are carried out by PAYCOTCOM SP Z O.O., registered in the Polish VASP register (RDWW-1226). The business operates under the supervision of the General Inspector of Financial Information (GIFI).

A platform for crypto payments, exchange, and digital asset operations

Visa/Mastercard

Service fee:

Network fee:

Paycot Platform Products

Buy Crypto

Sell Crypto

Crypto Exchange

Crypto Processing

On/Off-Ramp Widget

OTC Desk

For Individuals

Buy

Sell

Swap

Business Solutions

Crypto Processing for Business

Embedded On/Off-Ramp Widget

Corporate On/Off-Ramp

OTC Desk

Global Coverage and Business Terms

Operating Geography

Supported Networks

Networks

USDC

Local Currencies

USD

EUR

GBP

PLN

CAD

AUD

NZD

BRL

HUF

CZK

BGN

CHF

Payment Methods

Integration for Any Use Case

Web Widget

White-Label API

Built for Developers

Ready to Get Started?

For Individuals

For Business

A platform for crypto payments, exchange, and digital asset operations

Visa/Mastercard

Service fee:

Network fee:

Paycot Platform Products

Buy Crypto

Sell Crypto

Crypto Exchange

Crypto Processing

On/Off-Ramp Widget

OTC Desk

For Individuals

Buy

Sell

Swap

Business Solutions

Crypto Processing for Business

Embedded On/Off-Ramp Widget

Corporate On/Off-Ramp

OTC Desk

Global Coverage and Business Terms

Operating Geography

Supported Networks

Networks

USDC

Local Currencies

USD

EUR

GBP

PLN

CAD

AUD

NZD

BRL